Double Indemnity

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Authors: James M. Cain
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on?"
    "I told you, I have nothing to go on. Nothing but those tables and my own hunch, instinct, and experience. It's a slick job, but it's no accident, and it's no suicide."
    "Then what are we going to do?"
    "I don't know. Give me a minute to think."
    He took a half hour to think. Norton and I, we sat there and smoked. After a while, Keyes began to bump the desk with the palm of his hand. He knew what he meant, you could see that.
    "Mr. Norton."
    "Yes, Keyes."
    "There's only one thing for you to do. It's against practice, and in some other case I'd oppose it. But not in this. There's a couple of things about this that make me think that practice is one of the things they're going to count on, and take advantage of. Practice in a case like this is to wait, and make them come to you, isn't it? I advise against that. I advise jumping in there at once, tonight if possible, and if not tonight, then certainly on the day of that inquest, and filing a complaint against that woman. I advise filing an information of suspected murder against her, and smashing at her as hard and as quick as we can. I advise that we demand her arrest, and her detention too, for the full forty-eight hours incommunicado that the law allows in a case of this kind. I advise sweating her with everything the police have got. I particularly advise separating her from this accomplice, whoever he is, or she is, so we get the full value of surprise, and prevent their conferring on future plans. Do that, and mark my words you're going to find out things that'll amaze you."
    "But— on what?"
    "On nothing."
    "But Keyes, we can't do a thing like that. Suppose we don't find out anything. Suppose we sweat her and get nothing. Suppose it is on the up-and-up. Look where that puts us. Holy smoke, she could murder us in a civil suit, and a jury would give her every nickel she asks for. I'm not sure they couldn't get us for criminal libel. And then look at the other side of it. We've got an advertising budget of $100,000 a year. We describe ourselves as the friend of the widow and orphan. We spend all that for goodwill, and then what? We lay ourselves open to the charge that we'd accuse a woman of murder even, rather than pay a just claim."
    "It's not a just claim."
    "It will be, unless we prove different."
    "All right. What you say is true. I told you it's against practice. But let me tell you this, Mr. Norton, and tell you right now: Whoever pulled this was no punk. He, or she, or maybe the both of them, or the three of them or however many it took—knew what they were doing. They're not going to be caught just by your sitting around hoping for clues. They thought of clues. There aren't any. The only way you're going to catch them is to move against them. I don't care if it's a battle or a murder case, or whatever it is, surprise is a weapon that can work. I don't say it will work. But I say it can work. And I say nothing else is going to work."
    "But Keyes, we can't do things like that."
    "Why not?"
    "Keyes, we've been over that a million times, every insurance company has been over it a million times. We have our practice, and you can't beat it. These things are a matter for the police. We can help the police, if we've got something to help with. If we discover information, we can turn it over to them. If we have our suspicions, we can communicate them to them. We can take any lawful, legitimate step—but as for this—"
    He stopped. Keyes waited, and he didn't finish.
    "What's unlawful about this, Mr. Norton?"
    "Nothing. It's lawful enough—but it's wrong. It puts us out in the open. It leaves us with no defenses—in case we miss on it. I never heard of a thing like that. It's—tactically wrong, that's what I'm trying to say."
    "But strategically right."
    "We've got our strategy. We've got our ancient strategy, and you can't beat it. Listen, it can be suicide. We can affirm our belief that it's suicide, at the proper time, and we're safe. The burden of proof is on

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